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Gold loan in India : Swift Loan may be your smart choice in Delhi and Surrounding Areas.

lots of gold coin

Get fast funding with Swift instant Gold loan in India - The ultimate solution for your needs! Apply now for an instant gold loan and get approval in a few minutes. If you need funds in your emergency, a gold loan bank near me in Delhi can be an excellent option.

It's a secured loan lender where the borrower uses their gold to get a loan from the Best gold loan bank. As they offer several benefits, such as low-interest rates, and flexible repayment options. With a gold loan, you can get up to 75% of the gold's value as a loan amount. You can use it for any personal or business needs. We also offer gold loans for education expenses, and to fund new startups.

When you pledge your gold as collateral, you keep ownership of the assets. This means you can get your gold back once you repay the loan amount in full, along with the interest. A gold loan in Delhi can be a lifesaver when you need quick cash. With the right lender, you can unlock your gold value and get the funds when you need them with no stress or hassle.

Enjoy a Hassle- free finance experience with our prompt and reliable Gold Loan India Services

Experience our exceptional gold loan at HDFC Bank services in the heart of Delhi NCR. Our presence in Gurgaon brings convenience right to your doorstep! We offer a unique blend of technological advancements. From cuisines to heritage and architecture, our Gold loan in Delhi lender offers loans. To get an instant gold loan near me, apply online for quick access from your home location.

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Gold Loan in India Application Assistance with comparative Interest Rate

A gold loan might be the perfect solution for you with no hassle and paperwork. With our instant gold loan best rates here, you can get financial support from us for your needs in no time. Our HDFC gold loan services are flexible, with customizable repayment plans. It suits your budget and financial goals. We understand the value of your gold and ensure that it is safe and secure throughout the loan period. With a customer-centric approach, we assure you to get the best service from us. Our gold loan services in Delhi cater to your immediate financial requirements. We offer competitive interest rates on gold loans and offer personalised solutions. Our loan process is hassle-free, with minimal documentation required. The loan disbursement procedure is fast and simple by Swipe Loan's experts. Our swipe loan has a reliable nominal processing fee varying across loan transactions.

Now you can get Immediate Gold Loan in India just by Meeting the Eligibility Criteria

A gold loan is a secured loan that allows you to borrow money against the gold jewellery value. The eligibility criteria for a gold loan may vary on our lender, but some of the common needs are:
  • Age: The borrower should be at least 18 years old to be eligible for a gold loan.
  • Gold quality The gold quality should be between 18 and 24 karats as the lender decides its value.
  • Loan amount The loan amount limits up to a certain percentage of the gold value. It may vary from lender to lender.
  • Loan tenure: The tenure of the loan may also vary depending on the lender, but it is between 6 to 12 months.
  • Credit history: Unlike unsecured loans, gold loans may not need a credit check. It makes them more accessible to borrowers with poor credit scores.
It is important to note that each lender may have its own specific eligibility criteria. Additionally, borrowers should consider the loan terms and conditions before taking it out. It involves the interest rate, fees, and repayment terms.

Do not forget to submit these Documents When You are ready to Apply for a Secure Gold Loan in India

When applying for a gold loan, you will need to provide a set of documents to the lender. These documents serve as proof of your identity, income, and gold ownership. It intends to use it as collateral. The specific requirements may vary depending on the lender and the loan amount. But here are some of the documents that you may need to provide:
  • Identity proof: You will need to provide a government-issued identity document. It involves a passport, driver's licence, or Aadhaar card.
  • Address proof: You may also need to provide proof of address, such as a utility bill, bank statement, or rent agreement.
  • Income proof Some lenders may ask for income proof, such as salary slips or income tax returns. It ensures that you can repay the loan.
  • Gold ownership proof: You will need to provide documents that prove your gold ownership to use as collateral. This can include buy receipts, invoices, or any other relevant documentation.
  • Passport size photograph: You may also provide two passport-size photographs for identification purposes.
It's always a good idea to check with your lender for their specific documentation needs. Providing accurate and complete documentation can help you in the loan application process. It also increases your chances of approval.

How to Apply for a Quick Gold Loan in India? If you are looking to apply for a quick gold loan in Delhi

If you're looking to apply for a quick gold loan in Delhi, there are several steps you can follow: Research the different lenders:
  • Check your eligibility: Most lenders have eligibility criteria for gold loans such as age, income, and gold purity. Check if you meet these requirements before applying.
  • Gather the required documents: You'll need to submit certain documents to apply for a gold loan. It involves your identity proof, address proof, and gold ownership proof.
  • Get your gold valued: The lender will assess the value of your gold and approve your loan amount based on the value.
  • Apply for the loan:Once you have all the necessary documents and have had your gold valued. You can apply for the loan by filling out the form and submitting the required documents.
  • Wait for approval: Before approving the credit, the lender will check your paperwork. We also determine how much gold you have. This can take anywhere from a few hours to a few days.
  • Receive the loan: If your loan approves, the lender will disburse the loan amount to your bank account. provide you with a check.
It's important to note that the specific process for applying for a HDFC gold loan depends on the lender. It's always a good idea to read through the lender's terms and conditions before applying.

Reasons that make us unique from the others.

Here are some compelling reasons why you should choose us for your Gold loan needs in India. .
  • Easy and hassle-free application process: We understand that your time is precious. Our experts have simplified the loan application process to make it quick and easy.
  • Competitive interest rates: We offer some of the most competitive interest rates in the industry. Ensuring that you get the best deal possible on your gold loan.
  • Transparent and fair policies: Trust in us for transparency and fairness in all our dealings with our customers. Having clear policies in place, and always keeping you informed about your loan terms
  • Quick disbursal of funds: Once your loan approves, we will disburse the funds to your account as soon as possible. So you can use the money for whatever you need it for.
  • Expert guidance and support:Our experts are always available to answer your questions. We provide guidance and support throughout the loan process.

Fast & Easy Application Process

Speed Up the Gold Loan Process

Select the type of loan and loan amount and we will provide you the best options with best interest rates.

Once you pass the eligibility criteria of the particular bank for the loan, get your loan approval in no time.

For purchasing your new home, apply for the home loan with us and get the best interest rates options from the market. Get your home sanctioned with hassle-free process.

Why We are the Best Choice?


Instant Gold Loan

Minimum loan Amount of 20,000 to 1cr

Pre and part payment option

Minimal Documentation


Minimum Loan Interest rates

Avail attractive interest rates

45 min Disbursal.

No income proof required

YEARS OF EXPERIENCE

8+

YEARS OF EXPERIENCE

REGISTERED CASES

160000+

REGISTERED CASES

HAPPY CLIENTS

120000+

HAPPY CLIENTS

PROFESSIONAL ADVISORS

25+

PROFESSIONAL ADVISORS

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Review

Swiftloans assisted me save on my Home Loan. Its customer care is so helpful. All executives are professional, efficient, friendly. They answered all of my questions in a timely manner and helped me to make my first-time home buying process smooth. Absolutely, recommend their services.



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Saurabh Jain

I am so much happy with Swiftloans services. This website helped me in deciding the loan scheme. I got all the required information from the site about the loan schemes and their interest rates. The interest rates of Home Loan are very low. Over all my experience with Swiftloans is very nice and smooth.


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Vimal Singh

I recently applied Home loan from Swift loan. I am impressed with them instead of selling you loan in a hurry the team understand your requirement first than suggest the banks from which you can choose you prefer one. All the process is hassle free and the Swift loan team make the documentation filling process fast and easy for me
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Neha Gupta

A great and smooth process of receiving a Home loan. I am thankful for receiving the amount on the day I wanted






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Manoj Verma

Excellent services with no Hidden Rule and charges.the Process was very easy and truested.







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I received the Home loan on time and without any hassle........







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FAQs

What is a gold loan scheme?
As the name suggests this is the loan given against gold. It’s a secured loan that enables borrowers to pledge their gold in lieu of a cash loan. It enables people to utilize their gold assets instead of storing them in lockers.
What is the eligibility criterion to qualify for a gold loan?
2 For a gold loan, applicants should be aged above 21 years and should have gold that needs to be mortgaged with the bank.
  • 1. Age – 21-65
  • 2. Document – Aadhar and pan card (Address proof must be between 50km)
What is the interest charge applicable on gold loan?
The interest rate on your gold loan varies from one lender to another. Please enter your details on our Gold Loan eligibility page and view gold loan offers offered by various banks and private institutions.
What is the maximum amount that can be sanctioned under the gold loan scheme?
The maximum loan amount loan varies from one lender to another. It can range between Rs. 1,5000 and Rs 1 Crore depending on the eligibility criteria of particular bank/Nbfc.
How long does it take to complete the gold loan approval process?
The loan approval process for gold loan is very fast. If your application meets all the requirements, it takes just 45Minutes for the loan amount to be disbursed.
What is the repayment tenure of a gold loan?
A gold loan can be repaid in as little as one day or as many as 36 part payment instalments, depending on your lender. regardless of whether the customer is Internal or External.
What are the additional fees that I will need to pay at the time of taking a loan?
A nominal processing fee is levied on your gold loan. The processing fee charged varies from one bank to another but generally does not exceed 1% of the loan amount.
Are there any foreclosure charges on a gold loan?
Loan foreclosure charges range from 1.18% (1% +18% gst)and are applicable on the outstanding amount of your gold loan.but, but if the customer closes his loan before 6 months, he is only obligated to pay the foreclosuer amount, whereas if the customer closes his loan after 6 months, there are no foreclosuer charges.
What is the penalty for delay in repayment of loan?
Banks usually levy an annual penalty between 1% and 2%. This is in addition to the rate of interest that you would be paying to service your loan.
Can I repay the loan partially?
A gold loan can be repaid partially at any point in time. However, your deposited gold will only be returned once the entire loan amount has been repaid.although, the customer repays the loan partially, which is especially advantageous for customer because customer is only obligated to pay the remaining amount of his interest amount of principal.
Is the gold pledged with banks safe?
Banks take a lot of precaution while storing your gold and keep it safe until the loan amount is returned. They understand the sentimental value attached to gold ornaments and act as custodians while the gold remains with them.

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