Loan Products We Offer Speed Up the Loan Process

Why We are the Best Choice?


Instant Gold Loan

Minimum loan Amount of 20,000 to 1cr

Pre and part payment option

Minimal Documentation


Minimum Loan Interest rates

Avail attractive interest rates

45 min Disbursal.

No income proof required

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Fast & Easy Application ProcessSpeed Up the Loan Process

Select the type of loan and loan amount and we will provide you the best options with best interest rates.

Once you pass the eligibility criteria of the particular bank for the loan, get your loan approval in no time.

For purchasing your new home, apply for the home loan with us and get the best interest rates options from the market. Get your home sanctioned with hassle-free process.

YEARS OF EXPERIENCE

8+

YEARS OF EXPERIENCE

REGISTERED CASES

1,60,000+

REGISTERED CASES

HAPPY CLIENTS

1,20,000+

HAPPY CLIENTS

PROFESSIONAL ADVISORS

25+

PROFESSIONAL ADVISORS

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What Our Clients Say



FAQs


As the name suggests this is the loan given against gold. It’s a secured loan that enables borrowers to pledge their gold in lieu of a cash loan. It enables people to utilize their gold assets instead of storing them in lockers.
2 For a gold loan, applicants should be aged above 21 years and should have gold that needs to be mortgaged with the bank.
  • 1. Age – 21-65
  • 2. Document – Aadhar and pan card (Address proof must be between 50km)
The interest rate on your gold loan varies from one lender to another. Please enter your details on our Gold Loan eligibility page and view gold loan offers offered by various banks and private institutions.
The maximum loan amount loan varies from one lender to another. It can range between Rs. 1,5000 and Rs 1 Crore depending on the eligibility criteria of particular bank/Nbfc.
The loan approval process for gold loan is very fast. If your application meets all the requirements, it takes just 45Minutes for the loan amount to be disbursed.
A gold loan can be repaid in as little as one day or as many as 36 part payment instalments, depending on your lender. regardless of whether the customer is Internal or External.
A nominal processing fee is levied on your gold loan. The processing fee charged varies from one bank to another but generally does not exceed 1% of the loan amount.
Loan foreclosure charges range from 1.18% (1% +18% gst)and are applicable on the outstanding amount of your gold loan.but, but if the customer closes his loan before 6 months, he is only obligated to pay the foreclosuer amount, whereas if the customer closes his loan after 6 months, there are no foreclosuer charges.
Banks usually levy an annual penalty between 1% and 2%. This is in addition to the rate of interest that you would be paying to service your loan.
A gold loan can be repaid partially at any point in time. However, your deposited gold will only be returned once the entire loan amount has been repaid.although, the customer repays the loan partially, which is especially advantageous for customer because customer is only obligated to pay the remaining amount of his interest amount of principal.
Banks take a lot of precaution while storing your gold and keep it safe until the loan amount is returned. They understand the sentimental value attached to gold ornaments and act as custodians while the gold remains with them.

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